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Finding disability services online can be like digging for a needle in a haystack. But with IndianaPop, now you have a magnet.

INvestABLE

INvestABLE

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INvestABLE Indiana helps people with disabilities save, while preserving their SSI and Medicaid.  Thanks to the ABLE Act, Qualified people with disabilities can enjoy tax-advantaged saving without impacting their current benefits.

You can open the account for yourself, or an authorized individual can open one on your behalf, if you were diagnosed with a disability before the age of 26, and (1) you experience blindness as determined by the Social Security Act, or (2) you are entitled to receive Social Security Disability benefits (SSI or SSDI) or have a similarly severe disability and possess a written diagnosis from a physician.

Contribute up to $14,000 per year.  Balances of $100,000 or less are excluded from the SSI resource limit.  Account balances have no effect on Medicaid eligibility.  Withdrawals are tax-free, if used for qualified disability expenses. 

Qualified disability expenses are related to the disability of the account owner, and are for the benefit of the account owner in maintaining or improving their health, independence, or quality of life.  Qualified expenses include but are not limited to:

  • Education
  • Health and wellness
  • Housing
  • Transportation
  • Legal fees
  • Financial management
  • Employment training and support
  • Assistive technology
  • Personal support services
  • Oversight and monitoring
  • Funeral and burial expenses
  • Basic living expenses

For more information and to apply, visit INvestABLE Indiana.

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